George thinks the woman at the photo lab is coming on to him when he finds pictures of a woman in his photos. Kramer sees that Jerry has a stereo that he doesn't like, so he helps Jerry get a refund on the stereo. To do so, he mails Jerry the stereo in pieces, and since Kramer insured the package, Jerry ought to be able to get money for the damaged stereo. However, Kramer's scheme doesn't go as well as he had planned. Meanwhile, Elaine tries to look at her medical records and has Kramer pose as a doctor to do so.